If we do the work, the employer or client will pay us the appropriate amount or send it to our account. And we should all be satisfied. Both the person paying the money and the person receiving it.But sometimes we humans don\’t exactly go to work. But you still want the money. So sometimes it is actually easier to cheat someone and get a little extra at their expense. If that person is stupid enough to let us take their money, why not do it?

So someone cheats in real life. It is possible, but difficult and uncertain. The only thing that is certain is that such cheaters could get a few slaps in lieu of money, be caught and arrested, or suffer other inconveniences.

So it is better for the crooks to cheat on the more anonymous Internet. It also gives them opportunities they would not get in the real world.

A shady hobo approaches you somewhere, claims to be a banker, and starts telling you to take your money and give it to him. No one would be stupid enough to jump at this chance.

But the Internet has more to offer. That is why phishing is rampant. It is easier, more effective, and safer for attackers. For example, as has recently happened under the false banner of the Czech National Bank, an alarming message is published that someone\’s account has been hacked and is in danger. Account holders are encouraged to transfer their funds to the CNB reserve fund, i.e., another account, to protect their money. But, of course, the funds are actually transferred to the fraudster\’s account. Who will profit from this? Of course, not everyone is fooled, but it doesn\’t cost anything to send a warning.

And since we don\’t want you to fall for the scammers, we have a suggestion. If you don\’t recognize anyone who contacts you in a similar manner or offers you a dubious financial transaction, take the money and save it in my account instead. The end result is the same, but at least it pleases me. And the criminals are getting sharper.

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